Privacy Policy

FACTS

What does Penske Premium Leasing (referred to herein as “Penske Premium Leasing”, the “Company,” “we,” “us” or “our”), do with your personal information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal and state law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personally identifiable information (“Personal Information”) that we and/or our Partners collect and share depend on the product or service you have with us. This information can include:

  • Contact information, such as name, e-mail address, postal address, and telephone number
  • Date of Birth
  • Social Security number
  • Income and financial account information, such as account balances, payment history, and credit history
  • Payment and identify verification information, such as credit card number, social security number or comparable national identifiers, and driver’s license number
  • Employment information
  • Unique identifiers, such as a customer number held in a cookie, an Internet Protocol (IP) address, a processor or device serial number, or other unique identifiers
  • Your location coordinates (longitude, latitude, and radius)

When you are no longer our customer, we continue to share your Personal Information as described in this notice. In addition to collecting Personal Information, the Company and/or our Partners may use a variety of technologies that automatically collect General Information, which does not identify you personally. The types of General Information the Company and/or our Partners collect and share depend on the product or service you have with us. This information can include:

  • Cookies
  • Embedded Scripts
  • Web Beacons
How?

All financial companies need to share customers’ Personal Information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s Personal Information; the reasons Penske Premium Leasing chooses to share; and whether you can limit this sharing.

Reasons we can share your
Personal Information with our Partners
Does Penske Premium Leasing Share?
Can you limit
this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES NO

For our marketing purposes-
to offer our products and services to you

YES NO

For joint marketing with other financial companies

YES NO

For our affiliates to market to you-
information about your transactions and experiences

NO WE DON’T SHARE

For our affiliates’ everyday business purposes-
information about your creditworthiness

NO WE DON’T SHARE

For our nonaffiliates to market to you

NO WE DON’T SHARE
To limit our sharing

Email us at: corporatemarketing@penskeautomotive.com

Please note:

If you are a new customer, we can begin sharing your Personal Information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 248-648-2753

Who We Are

Who is providing this notice?

This notice is being provided by Penske Premium Leasing and our Partners.

What We Do

How does Penske Premium Leasing protect my Personal Information?

To protect your Personal Information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Penske Premium Leasing collect my Personal Information?

The Company and our Partners may collect your Personal Information, for example, when you

  • Apply for financing
  • Apply for a lease
  • Provide employment history
  • Give us your contact information
  • Show your driver’s license
  • Interact with us through the Company’s website

The Company and our Partners may also collect your Personal Information from other third parties, such as credit bureaus, affiliates, non-affiliates, or other companies. The Personal Information you allow the Company and our Partners to access varies by source, and it is affected by the privacy policies established by those third parties. This Privacy Policy does not cover the practices of third parties, including those that may disclose Personal Information to the Company and/or our Partners. For more information about how those third parties handle your Personal Information, please refer to their privacy policies.

Dealer may disclose any and all information collected from the User, including personally identifiable information, to Lookslike Inc. and divisions of Lookslike Inc. which includes eBizAutos and Motorcar.com in connection with the operation of this website. Lookslike Inc. and its divisions eBizAutos and Motorcar.com shall use, distribute, and store the information in accordance with the privacy policy.

Do Not Track

Do Not Track (“DNT”) is a privacy preference that users can set in their web browsers that allows them to opt out of tracking by websites and online services. When a user activates DNT, the browser sends a message requesting that the website or online service not track the user. At the present time, standard DNT technology is not yet finalized and not all browsers support DNT; therefore, the Company does not recognize DNT signals. Instead, information collection and disclosure practices and the choices that the Company provides to users will continue to operate as described in this Privacy Policy, whether or not a DNT signal is received.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

California Residents

Residents of the State of California may request and obtain from us, once a year and free of charge, information about the Personal Information (if any) we have disclosed to third parties for direct marketing purposes in the preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to:
2555 Telegraph Road
Bloomfield Hills, MI 48302
For all requests, you must put the statement "Your California Privacy Rights" in the body of your request as well as your name, street address, city, state, and zip code. Please note that we will not accept requests via the telephone, e-mail, or by facsimile, and we are not responsible for notices that are not labeled or sent properly, or that do not have complete information or postage.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include the manufacturer affiliated lenders or other lenders.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include financial service providers (such as credit bureaus, manufacturer affiliated lenders, or other lenders), or they may be non-financial companies such as marketing companies or service providers.

Partner

Any person or entity with whom the Company enters into any kind of business transaction who is under an obligation to us to use reasonable care to keep Personal Information confidential, which may include our affiliates, nonaffiliates, and those with whom we joint market.

Other important information regarding changes to this Privacy Policy

The Company reserves the right to change, modify or amend this Privacy Policy at any time to reflect changes in practices and service offerings. If the Company modifies this Privacy Policy, the Company will update the “Effective Date” and such changes will be effective upon posting. Your continued use of the Company’s website following such material changes requires your affirmative consent to the changes. If you do not agree to the changes, your sole remedy is to cease using the Company’s products, services, and website. It is your responsibility to periodically check and review this Privacy Policy for changes.


DATE LAST MODIFIED: March 25, 2014

Penske Premium Leasing Privacy Policy Effective as of: 10/25/14 Penske Premium Leasing is committed to respecting the privacy rights of our customers and all visitors to our website. We are publishing this policy to advise you what information we may collect, how we may use that information and how your information is protected. If you have any questions or concerns regarding this policy, please contact us at (corporatemarketing@penskeautomotive.com) or write to us at Penske Premium Leasing, 2555 Telegraph Road, Bloomfield Hills, Michigan 48302, Attn: Chief Privacy Officer. What information do we collect? We may collect information that you provide on applications, forms, surveys and other correspondence such as your name, email address, driver’s license number, social security number and income. We may also collect information about your transactions with us or others. We receive information from consumer reporting agencies, credit references, employers and insurance agencies such as your credit history, credit worthiness and information that we obtain to verify employment history or that insurance coverage is in force. We may collect information from cookies (see below) and other technology to track your website usage and to provide you with customized content, among other things. Disclosure of information to others We will not rent or sell your name, address, email address, credit card information or other personal information to any third party. We may use and disclose some or all of your information to third parties as set forth herein. We require these third parties to keep your personally identifiable information secure in accordance with federal requirements such as the Gramm Leach Bliley Act, where applicable. We may use and disclose some or all of the information in accordance with applicable law as follows: Service Providers/Marketing Partners – We provide information to third parties to assist in servicing accounts, administering and enforcing accounts, providing services to us or our customers and responding to customer inquiries. We also may use marketing and other firms to assist in our own marketing efforts. These third party service providers may use customer information to perform contracted services at our request. We require these third parties to keep your personally identifiable information secure in accordance with federal and other applicable requirements, and our contracts with these third parties require that your information be used only to perform the contracted services. Others – We also disclose information about you to third parties in certain other circumstances, as permitted by law, or to process a transaction requested by you. This privacy policy does not apply to the use of your information by third parties. We also may disclose your personal information to third parties to comply with legal subpoenas, requests from regulatory agencies and court orders; to address fraud, security or technical issues; to verify or enforce our Terms of Use, rights or policies; or to otherwise protect the rights, property or security of our customers or other third parties. Does this policy apply to our affiliates or other sites that are linked from this site? No, this policy applies only to Penske Premium Leasing. As described above, we may share information obtained from this site with other third parties in accordance with applicable law. We may provide links to websites that are owned or operated by third parties. When you use a link to visit a third party website, you will be subject to that website’s privacy and security practices which may be different than ours. We encourage users to be aware when they leave our site and to read the privacy statements of each website that collects personal information. This privacy statement applies solely to information collected by Penske Premium Leasing. Use of Cookies We may use cookies or other tracking methods to recognize you and your access privileges on this site, to facilitate the interaction between you and the site, and to track site usage. In addition, we may embed the services of third parties to enhance the functionality of this site, and those third parties may use cookies or other tracking methods in order to provide these services, track site usage, or for other reasons. You, of course, have the option of refusing to accept cookies from this or any other site by, for example, changing your browser preferences or using commercially-available software. However, if you refuse the cookies from this site, you may find that some services do not function properly or may be considerably slower. “Cookies” are small strings of text that are transmitted to a user’s computer when the user accesses a website, and then stored on the user’s computer for future access by the cookie provider. Cookies are part of the flow of information between a user’s computer and web servers, and are widely used on the web for, among other things, customizing user interaction with websites. Our website does not respond to “do not track” signals or other mechanisms that you may have utilized through your web browser to exercise your choices regarding the collection of personally identifiable information about your online activities. If you would like to learn more about how to opt out of such programs, we encourage you to visit the Digital Advertising Alliance Opt-Out Page or the Network Advertising Initiative Opt-Out Tool. Advertising / Online Tracking We may use online advertising networks to serve ads on third-party websites. You can opt out of receiving targeted ads from many websites by using the opt-out tools available through the Digital Advertising Alliance or the Network Advertising Initiative. Please note that if you opt out, you may still receive online advertising, but the ads that you receive will be generic and not based on your online preferences or behavior. Security The security of customer information is very important to us and we take a number of steps to safeguard it. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard non-public personal information about you. When our credit pre-approval form asks users to enter sensitive information (such as social security number), that information is encrypted and is protected with 128-bit or greater SSL encryption software, an industry standard for reputable organizations. While on a secure page, such as our credit pre-approval application form, the website address will begin with https://... Furthermore, once the information has been received, we use security procedures and policies commensurate with industry standards to safeguard against loss, theft, unauthorized access, destruction, use, modification and/or disclosure. Notification of Changes We retain the right to change this privacy policy at any time. We will post those changes to this page so that users are always aware of what information we collect, how we use it, and under what circumstances we disclose it. We will use, share, and disclose all information in accordance with the privacy policy in effect at the time the information was collected. Children We do not knowingly allow anyone under the age of 16 to participate in any services offered on our website which requires the submission of user information. If we learn that a user is under 16 and has submitted user information to us, we will delete that information as promptly as possible. Your Consent As a condition to using this site, we require your approval to collect this data. By visiting this site, you agree that we may collect and use this information as stated in this privacy policy. If we change this privacy policy, we will post the changes on this page so you are always informed about what information we collect, how we use it, and under what circumstances we disclose it. Thank you for taking the time to review the privacy policy for Penske Premium Leasing. Should you have questions or require additional information, please contact us at the email or postal address in the first paragraph above. ? TERMS OF USE Penske Premium Leasing operates this site and is making it available to you upon these Terms of Use and subject to our Privacy Policy. By using this site, you signify that you accept these Terms of Use and our Privacy Policy. Do not use the site if you do not accept these Terms of Use or our Privacy Policy. Please note that we reserve the right, at our discretion, to modify these Terms of Use and our Privacy Policy at any time without notice, so you should check these Terms of Use and our Privacy Policy periodically for modifications. Your continued use of this site following the posting of such modifications will mean that you accept these Terms of Use and our Privacy Policy, as modified. Use of Information This site, including the information contained on this site, is protected by copyright and trademark laws under U.S. and International law. Penske Premium Leasing and/or third-party information providers own all information on this site, and you do not acquire any ownership rights by accessing, downloading or printing the information. If you are a personal user, you may access, download and print information on this site for your personal, non-commercial home use only. If you are a company user, you may access, download and print information on this site for your company's internal use only. In either case: (1) you must retain all copyright and other proprietary notices on all copies of the downloaded or printed information, and (2) you may not modify the information, or reproduce, publicly display, distribute or otherwise use the information for any public or commercial purpose. The use of any information from this site on any other website or networked computer environment (including for purposes of establishing a link to this site) is prohibited. Penske Premium Leasing does not grant you any express or implied right under any patents, trademarks, copyrights or trade secret information, other than the limited right to access, download and print information as described in the preceding paragraph. In particular, without prior written authorization from Penske Premium Leasing, you are prohibited from using or copying the name, mark, logo, picture or image of Penske Premium Leasing or any derivation thereof. Submissions by You We request that you not send us any unsolicited confidential or proprietary information, including trade secrets, ideas, concepts or know-how. If despite our request you or someone acting on your behalf furnishes us unsolicited information, you acknowledge that Penske Premium Leasing will be under no obligation to treat such information confidentially and Penske Premium Leasing and their affiliates will have an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, transmit and distribute such information. Third-Party Sites As a convenience to you, we provide links on this site to websites operated by other entities, including Penske Premium Leasing affiliates. These sites are beyond our control, and the sites may have practices or policies that are different from those described in these Terms of Use or our Privacy Policy. Penske Premium Leasing makes no representations or warranties regarding these other websites or any information appearing on such sites. In addition, links from this site do not imply that Penske Premium Leasing sponsors or endorses these other sites or any of the products or services described there. Disclaimer and Limitation of Liability This site is licensed and operated by Penske Premium Leasing located in Bloomfield Hills, Michigan. The information within this site is provided "as is". No warranty is expressed or implied to the fullest extent permissible by applicable law. Penske Premium Leasing and any of its providers of information do not warrant error-free or uninterrupted service of this site. Please note that this site is operated in Bloomfield Hills, Michigan and therefore all disclaimers are predicated on applicable Michigan or U.S. laws and standards. Visitors from outside Michigan or U.S. should be aware that Penske Premium Leasing makes no representation that this site and the information contained herein is appropriate or available for use in other areas. Those who enter this site from outside Michigan or U.S. do so at their own initiative and are directly responsible for compliance with their local laws to the extent those laws apply. THIS SITE, AND THE INFORMATION PROVIDED HEREIN, MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. PENSKE PREMIUM LEASING DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THIS SITE, OR THE INFORMATION PROVIDED HERE, OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THIS SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH ADVICE, OPINION, STATEMENT OR OTHER INFORMATION WILL BE AT YOUR SOLE RISK. [PENSKE PREMIUM LEASING] ALSO DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THIS SITE, AND THE INFORMATION PROVIDED HEREIN, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL PENSKE PREMIUM LEASING, OR ANY OF THEIR AFFILIATES OR ADVERTISERS OR SPONSORS BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THIS SITE OR ANY LINKED WEBSITE, EVEN IF ANY OF THEM IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
 
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